Home About Us About Sunshine Financials Certified Personal Financial Advisor (CPFA) The Sunshine Advantage Our Vision, Mission & Ethical Philosophy Testimonials Independent : Intelligent : Innovative Our Clients Starting out on your career Established Career Just Married Plan for Children Expenses Nearing Retirement and Retired Changed Circumstance Non Resident Indian (NRI) Our Services Independent Financial Planning Service» Goal-Based Planning Retirement & Pension Planning Insurance Protection Advisory Tax Planning & Advisory Investment Planning & Management» Postal Schemes Fixed Deposits Mutual Fund Equity Managed Portfolio Real Estate NRI Investments Existing Portfolio Review Personal Liability Management Portfolio Administration & Engagement Invest Online - On our Partner website Our Fee-based Advisory Model Information Hub KYC / FATCA / AADHAAR Sunshine Research Reports Download Forms» Common forms MF Application forms Current NFOs Current FMPs Calculators» SIP Calculator Growth Calculator Goal Calculator Child Education Planner Retirement Planner Useful Articles & Links FAQs Contact Us Address & Location Map Feedback Form

Insurance Protection Advisory Protection of assets is paramount We all understand that the main aim of Financial Planning is to create financial assets that will help you realize your future goals. However, various unexpected events during a persons life can result in the loss of such assets. Therefore, it becomes extremely important to protect your assets and future income against the possibility of such losses. Doing this will give you the comfort of knowing that all your financial goals will be not be hindered due to the occurrence of any unexpected eventuality. Insurance is a hedge Insurance in its purest sense is a hedge against various kinds of risks faced by us such as death, illness, disability or damage to our property or other assets. It must be understood that Insurance is basically a protection tool, and not an income tool. The rationale that governs the purchase of insurance policies is that in the event of a loss, the insured or the dependents can be monetarily compensated to the extent of the cover taken.  Different Types of Risks – and How to Insure them There are various kinds of risks that come between you and securing your financial aspirations. Some of them can be protected, while others cannot. In India, we can normally cover ourselves for death, medical illness, critical illnesses, injury & disability and also protect our property like Home, vehicles, business property and many other assets. Identify and Manage your Risks Sunshine Financials will help you identify your risks, prioritize them on the basis of their financial severity and the probability of their occurring. We will then develop and recommend an appropriate strategy for you to manage such risks through proper Insurance products that will be both beneficial and cost-saving.   To get a fresh perspective on how to build the right Insurance portfolio, call us at +91 98455 99145 for a free appointment.